About Us
The First & Only Community Microfinance for Women in VietnamThe Pebble Fund is the first and only community microfinance initiative in Vietnam designed exclusively for women. The project aims to support low-income and vulnerable women with flexible, sustainable access to micro-loans.

From Vietnam's Happiness Road to Every Woman's Journey
Inspired by the image of a small pebble—often overlooked and seemingly insignificant when standing alone—yet when gathered together and placed in the right path, these pebbles can form extraordinary roads. From Vietnam’s own legendary Happiness Road in Ha Giang to England’s South Downs Way, pebbles have built paths that change lives.
With that inspiration, we believe that small loans, if given at the right moment, can transform the lives of women seeking even the smallest ray of hope.
Through each loan provided by The Pebble Fund, we help workers and low-income earners create livelihoods, improve their lives, and escape the dangerous cycle of black-market lending.
Our Mission: To enable low-income women to access small loans, receive training and connection, and from there develop sustainable livelihoods and improve their families’ well-being.
"Every loan is an opportunity, a belief, and a fresh start."
Human-Centered
Built on compassion and companionship, supporting women through every step of their journey.
Community-Driven
Mobilizing resources from individuals, organizations, and businesses through transparent crowdfunding.
Sustainable Impact
Creating a revolving fund where repaid loans support the next borrower, multiplying impact over time.
Full Transparency
All information about projects, borrowers, and fund usage is publicly reported and verifiable.