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The Pebble
Fund

The Pebble Fund is the first community microfinance initiative in Vietnam dedicated to low-income women. Built on humanitarian values and companionship, we aim to provide opportunities for each woman to proactively develop their livelihoods, improve their lives, and become more resilient in the face of difficulties.

Through small but timely loans, The Pebble Fund accompanies female workers on their journey to escape the pressure of unsafe financial situations, opening up new, sustainable and hopeful beginnings.

The Pebble Fund Provides

The Pebble Fund provides workers and low-income laborers with credit products that suit their needs.
Target customers: All / Workers / Employees / Low-income Individuals / Other Individuals / Organizations

Credit for poor and near-poor households

Credit for poor and near-poor households

Purpose: Support female households classified as poor or near-poor to create jobs, increase income, and expand income-generating activities. Interest rate: 0%-0.4%/month based on outstanding balance. Simple procedures: Easy and straightforward loan application.

Emergency loans for workers

Emergency loans for workers

Purpose: Provide customers with a small short-term loan to address urgent needs due to illness, natural disasters, fires, or epidemics. Interest rate: 0.4%/month based on principal balance. Simple procedures: Easy and straightforward loan application.

Credit for workers

Credit for workers

Purpose: Support customers with loans to create jobs and expand income-generating activities for themselves and their families. Interest rate: 0.64%/month based on principal balance. Simple procedures: Easy and straightforward loan application.

Community Development Activities

The Pebble Fund's Community Fund is a core part of our mission to support low-income women, helping them access timely resources to overcome difficulties, use loan capital effectively, and build sustainable livelihoods. Through community collaboration, the fund has accompanied many women and working families through their most challenging times, providing opportunities for recovery, stability, and long-term livelihood improvement.

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The Pebble Fund Customers

Mrs. Thao Thi My

H’Mong ethnic group

Thanks to the timely credit support from The Pebble Fund, my family found hope again after the storm. From the ruins that seemed impossible to overcome, we rebuilt our home—restoring a safe place to live and a sense of stability. Seeing my family slowly stand up again after such loss has become my greatest motivation to keep moving forward.

Mrs. Thao Thi My

Mrs. Nguyen Thi Lan

Grocery store owner

Thanks to the loan from The Pebble Fund, I was able to expand my store and increase my family's income. The low interest rate and simple procedures helped me develop my business with peace of mind.

Mrs. Nguyen Thi Lan

Mrs. Pham Thi Hoa

Garment worker

The emergency loan helped my family overcome difficulties when my child was seriously ill. I am very grateful to The Pebble Fund for their timely support.

Mrs. Pham Thi Hoa